RESPONSIBILITIES:

Market and Sales:

• Market and sell Ahli Bank Retail Banking products through direct approaches to prospective customers at their home, office, or preferred venue.
• Ensure the team consistently advertises, promotes, and secures business across the Sultanate of Oman in a highly customer-centric manner.
• Look after payroll accounts to increase CASA (Current Account Savings Account) in retail banking.
• Conduct daily visits to government and private sector entities to build and maintain relationships.
• Organize weekly activities, such as open days or roadshows, at companies and government entities to source new business.
• Create sales leads from visits made to the sales team and branches.
• Jointly meet with the corporate team to generate retail business from corporate clients.
• Collaborate with branch managers to open new business opportunities for branches.
• Support DSAs (Direct Sales Agents) in closing deals and generating business.
• Implement new companies into the Retail Approved Lending List.
• Ensure sales targets for all products are met.

Branch and Team Support:

• Gather relevant information, create a proper database, and carry out tasks assigned by the Head of Business Development.
• Conduct weekly branch visits and meetings for business reviews.
• Follow up and support team members as required, ensuring their inquiries are addressed and met.
• Ensure all team members follow the DSU (Direct Sales Unit) procedure and meet the team’s targets.
• Jointly meet with branch managers to facilitate business for branches.

Risk Management:

• Monitor individual and business accounts (deposits or loans) for money laundering or fraud.
• Report any suspicious transactions, credit risks, market risks, and operational risks to the appropriate authorities.
• Adhere strictly to the bank s Anti-Money Laundering (AML) policies.

Credit Management:

• Review credit applications and recommend finance approvals per the bank s policy and guidelines, within designated authority.
• Maintain vigilance against potential fraud and adhere to credit management practices.

People Management:

• Manage the performance, motivation, and development of individuals within the team.
• Act as a mentor to junior team members, guiding them in their professional growth.
• Set job objectives and perform timely reviews to measure performance, identify staff development needs, and provide necessary training.
• Directly manage branch staff involved in operating services and sales, ensuring high performance and adherence to bank policies.

Bank of Jordan is committed to upholding the highest standards of integrity, ethical conduct, and regulatory compliance. As the AML/TF Unit Manager, you will play a critical role in preventing money laundering, terrorist financing, and other illicit activities, safeguarding the bank’s reputation and financial security.

Responsibilities

• Lead and manage the AML/TF unit within the bank, ensuring effective implementation of AML/TF policies, procedures, and controls.
• Develop and maintain a comprehensive AML/TF program in line with local and international regulatory requirements.
• Stay updated on AML/TF laws, regulations, and best practices to ensure the bank remains compliant.
• Identify and assess the bank’s AML/TF risks and implement appropriate risk mitigation measures.
• Oversee the bank’s customer due diligence process, including the review and approval of high-risk customer relationships.
• Conduct regular AML/TF training and awareness programs for bank employees.
• Manage and investigate suspicious transactions and potential AML/TF activities, ensuring timely reporting to relevant authorities.
• Collaborate with internal and external stakeholders, including law enforcement agencies and regulatory bodies, on AML/TF matters.
• Prepare and submit AML/TF reports to senior management and regulatory authorities.
• Conduct periodic AML/TF risk assessments and internal audits to ensure compliance and effectiveness of controls.