The Senior Analyst – Transaction Monitoring is responsible for executing and overseeing ongoing monitoring activities to identify, investigate, and escalate suspicious transactions in line with UAE regulatory requirements, including Central Bank of the UAE (CBUAE) AML/CFT regulations and internal policies. The role involves conducting detailed analysis of alerts generated from transaction monitoring systems, assessing customer behavior and risk profiles, preparing high-quality investigation narratives, and recommending STR/SAR filings where required. The Senior Analyst also supports tuning and optimization of monitoring scenarios, typology assessments, ensures timely closure of alerts within SLA, maintains robust documentation, and collaborates closely with Compliance, AML, Operations, and Technology teams to strengthen the bank’s financial crime risk management framework.

Transaction Monitoring Framework & Governance:

Own and maintain the Transaction Monitoring Program aligned to bank risk appetite. Ensure TM coverage across retail, corporate, trade finance, and digital channels and all products. Periodically review TM policies, procedures, and typology libraries.

Scenario Design, Tuning & Optimization:

Design and enhance rules-based and risk-based scenarios (velocity, structuring, round-tripping, unusual patterns) and thorough typology assessments. Lead threshold calibration and alert tuning to reduce false positives without weakening controls. Perform periodic scenario effectiveness testing and document outcomes.

Alert Management & Investigations Oversight:

Oversee daily TM alerts and ensure risk-based prioritization.

Review complex or high-risk cases (PEPs, sanctions nexus, high-risk geographies).

Ensure investigations are well-documented, consistent, and defensible.

STR / SAR Decisioning & Regulatory Reporting:

Act as facilitator in decision-maker or reviewer for STR/SAR filings to the UAE goAML platform.

Ensure reports are timely, accurate, and sufficiently detailed.

Maintain confidentiality and prevent tipping-off.

Technology & Systems Management:

Act as Compliance SME for: ·     TM systems implementation or upgrades ·     Model changes, data mapping, and system validations

Partner with IT, vendors, and operations to resolve data quality or rule-logic issues.

Regulatory Engagement & Audit Readiness:

Lead TM responses for: ·     CBUAE inspections ·     Internal Audit ·     External Audit ·     Skilled Persons Reviews (SPR)

Track and remediate TM-related findings with clear ownership and timelines.

Risk Assessment & Management Information (MI):

Input TM insights into the Enterprise-Wide Risk Assessment (EWRA). Produce senior management MI: ·     Alert volumes & trends ·     STR conversion ratios ·     High-risk customer activity ·     Scenario effectiveness metrics

Training & Awareness:

Train TM analysts on typologies, red flags, and investigation quality.
Conduct QA reviews and coaching to improve consistency and judgment.

Maintain adequate staffing and productivity benchmarks.

Summary:

Dynamic and performance-driven Sales Head with over 10 years of extensive experience across

the Forex market, Indian stock market, cryptocurrency trading, and CFD platforms. Proven

track record in driving revenue growth, developing high-performing sales teams, expanding

market presence, and implementing competitive go-to-market strategies. Adept at building

strong client relationships, optimizing sales operations, and leading cross-functional teams in

fast-paced financial trading environments.

Key Responsibilities:

• Sales Strategy & Leadership

o Develop and implement sales strategies to drive customer acquisition, retention,

and revenue growth across Forex, Equity, Crypto, and CFD products.

o Lead, mentor, and motivate sales teams to exceed monthly and quarterly targets.

o Analyze market trends, competitor activities, and customer insights to refine

sales approaches.

• Business Development

o Identify new market opportunities and partnerships to expand business reach in

domestic and international markets.

o Cultivate relationships with high-net-worth clients, institutional traders, and

brokerage partners.

o Drive B2B and B2C sales initiatives to enhance brand presence and product

adoption.

• Operational & Performance Management

o Set KPIs, monitor team performance, and ensure consistent achievement of sales

goals.

o Collaborate with product, marketing, and compliance teams to optimize

workflows and improve the client experience.

o Oversee onboarding processes, sales documentation, and KYC/AML compliance

for trading clients.

• Product Expertise

o Provide expert-level guidance on Forex trading, equity trading platforms,

cryptocurrency markets, and CFD instruments.

o Conduct product training, webinars, and strategy sessions for clients and internal

teams.

o Offer insights to product development teams for enhancing platform features

and tools.

• Client Relationship Management

o Maintain long-term relationships with key accounts and institutional clients.

o Manage escalations, understand client needs, and deliver tailored trading

solutions.

o Ensure high levels of customer satisfaction and loyalty